This checklist is meant to serve as a guide for you to compile information while you are applying for a mortgage with First Capital Mortgage, LLC. If you have any questions regarding this please call us at 866-845-3917.
Last Year's W-2 Form
Your federal income tax return signed and dated from the previous year.
The most recent paystubs from you and co-borrower (if applicable)
If you are self employed, you will also need the following:
Last years signed and dated income tax return with all schedules: A year to date Profit and Loss statement (less than 60 days old) and a current signed balance sheet.
If you own a corporation or partnership, you will need to furnish last years signed and dated income tax returns with form K-1, a year to date profit and loss no older than 60 days and signed and current balance sheet.
Some applicants MAY need to furnish the following
If you receive social security or pension income, we may need a copy of the awards letter from the social security administration or pension provider.
If you own real estate we will need a current lease / rental agreement along with property tax information and insurance bills.
If you receive alimony or child support payments we may need a copy of the divorce decree and evidence of payments from the last 12 months.
If you pay alimony or child support, you will need to provide a copy of the divorce decree.
If you have filed bankruptcy within the last seven years, we will need a copy of the bankruptcy discharge papers along with a copy of the petition and a written and signed explanation of the bankruptcy.
If you currently renting a property, you may need to provide cancelled checks or receipt of payment for rent for the last twelve months.
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First Capital Mortgage, LLC is here to help. Let our dedicated team of mortgage loan professionals hand craft a mortgage that’s right for you! We have many mortgage solutions that can be tailored to fit your particular situation. Call us today at 866-845-3917
